Bradesco’s New Chairman Luis Carlos Trabuco Is A Banker’s Banker According To Lázaro de Mello Brandão

     Brazil is finally coming out of a three-year recession that crippled the country in several ways. The Brazilian banks are lending money again, and the banks are making executive changes to get up with the banking startups that eating into their customer base. One of those changes is the retirement of Bradesco’s Chairman of the Board, Lázaro de Mello Brandão. Brandão is the oldest banker in Brazil and some bankers say he’s one of the oldest bankers in the world. Lázaro de Mello Brandão was around when Bradesco was a small Sao Paulo bank that helped farmers make ends meet in 1943. Luis Carlos Trabuco the CEO of Bradesco is taking over as Chairman and that move made shareholders happy. Luis is one of the popular and knowledgeable bankers in Brazil.

Brandão hired Trabuco after Luis finished his psychology graduate courses in the late 1960s. Luis earned a degree in philosophy from the University of Sao Paulo so he didn’t have the finance or accounting background most banks require. But there was something about Trabuco that made Brandão forget about those unwritten banking rules so he put Luis in Bradesco training program. Thanks to his strong reasoning skills and his agreeable personality Luis rose through the banking ranks as the bank began to grow in cities across the country.

Luis went from one management job to another in the Bradesco organization, and his performance in all of those positions helped the bank hit its profit projections year after year. When Brandão appointed him the president of the Bank’s insurance division, Luis became a banking superstar thanks to the profit he generated from selling insurance policies to businesses as well as to private individuals. Mr. Brandão and the Board of Directors knew Luis was the man who could take the bank to the next level at the turn of the 21st century. So without a lot of fanfare, Luis moved into the Brandão’s presidential office and Brandão became the chairman of the bank.

Luis faced several challenges when he became president. But Luis faced those challenges head-on. He built an experienced and capable executive team and he decided to acquire more banks as bank profits continued to break previous profit numbers. One of the best acquisitions Trabuco made was putting HSBC’s Brazilian operation under the Bradesco umbrella in 2015. Today Bradesco has more than 5,000 bank branches and more than 12,000 ATM locations in Brail. Plus, the bank has a strong international presence thanks to Trabuco’s leadership.

 

Todd Lubar  Real Estate Investor with In-depth Understanding of Baltimores Real Estate Landscape

If you are looking to make investments in the real estates, you might want to follow in the footsteps of the highly popular and successful real estate investor Todd Lubar. Over the years, Todd Lubar has achieved a lot in the real estate sector and has made a name for him in the industry in a relatively short period. Starting his career as a loan originator, Todd Lubar went on to work for the Crestar Mortgage Corporation for several years. It is here where he learned more about the mortgage banking and real estate investment in more details. Todd Lubar said that while working as a loan originator, he realized the silly mistakes that people make with the finances that become the main obstructions to them getting the home loan they need to own a home. He suggests to his clients the way to manage their investment to get the loan they need to own a home.

 

After leaving his job at Crestar Mortgage Corporation, he joined the Legacy Financials and helped the company to sell several units of over hundred million dollars, making its Maryland office one of the most profitable under his leadership. Working at Crestar and then Legacy Financials helped him develop a vast network in the real estate and financing world, which he currently uses extensively to get the referrals and leads. The network he has established is highly useful for his business of financing and investing in the real estate industry. Currently, Todd Lubar is involved with different companies at various positions, including being the President at TDL Ventures, MD of Legendary Investments, CEO of Legendary Financials, and Senior Vice President of Charter Funding.

 

Charter Funding is one of the subsidiary firms affiliated to one of the largest mortgage companies in the United States named First Magnus Financial Corporation. Having the backing of First Magnus has helped Todd Lubar to expand his business in the field of real estate financing pretty quickly. Todd Lubar recently gave an interview where he talked about the trends in the real estate market of Baltimore, and what are his tips for real estate investor. Todd Lubar said that investors should do their research and not go solely by what they hear about the real estate market in Baltimore. He said that all the indicators that support growth and hint towards the soaring prices are present in Baltimore, including economic growth and influx of youth population. So, he says that people who want to get significant returns from their investments should not hesitate to invest in the Baltimore real estate market. Todd also mentioned that one must continue to develop a network in the field of real estate, stay organized, and always be surrounded by positive and motivated people.

 

 

All about the musical exploits being made by Alex Pall of the Chainsmokers

Four years ago, the Chainsmokers broke the musical glass ceiling when they released their single ‘selfie’. The song became an overnight hit and was top twenty in a number of countries. The band has gone ahead to release other equally captivating singles and is currently a household name among people who love pop and electronic music. The band, which came together in 2012, is composed of Alex Pall and Andrew Taggart. Their recently released album, closer is a bit different from what their fans have become accustomed to because for the first time, the duo is using their own vocals. Here is what Alex had to say about their journey and success up to this point.

When asked where his musical journey with Andrew started, Alex explains that he has been a DJ his entire life. He liked his job as a DJ, but he eventually realised that dance music was his passion, and he wanted to give a real shot to a musical career. He adds that it was his manager who introduced him to Drew and with time, they started working together and have been at it ever since. It is impossible to miss the great chemistry that these two artistes have together. Allan states that this is what helps them achieve their current level of success.

On the other hand, Andrew states that he started getting interested in electronic pop when he was in college. He adds that when he was interning at Interscope, he was told that there was a band called Chainsmokers and one member was leaving. He decided to give it a shot, and the moment he met Alex, he realized they were a perfect musical match. It took a lot of hard work when they were still building their identity, but they eventually made it to where they are.

When asked about the challenges in the field, they both state that it is a bit tough to work in the sector because there are a lot of people in it. They add that they set themselves apart by creating music that people connect with on a deeper level. They plan to keep pushing their boundaries and making new experiences.

 

http://www.imdb.com/name/nm7353508/

The Trabuco: A Revolutionary Global Weapon Of Warfare

The people of China invented a massive war machine, that resembles the catapult. The origins of this weapon dates back as far as 400 B.C, where this weapon was used to attack enemies during biological warfare in China. The machine was structured out of wood. It had 2 levers, one larger than the other. The smaller one was attached to strings and the larger lever held the stones. The weapon was referred to as the Balancing Trabuco and later took on different names and forms once it was introduced to other countries such as Europe, Norway and many others.

The Trabuco has been used to fight many wars. Italy, England and Nordic countries used this as their main weapon in battle. It was one of the best, deadliest and most efficient weapons for its time. It was a battle favorite because of its impact and ability to accurately hit targets.

Read more on infopedia.pt

Also referred to as the war machine or blunderbuss, the Trabuco was introduced to countries all around the world including the middle east and South American countries according to youtube.com. The earliest versions of the machine were only able to launch stones and objects that weighed up to 140 pounds. The latest versions were used all the way up until the middle ages and were able dispatch objects weighing up to 1500 kilograms. The weapon was designed to strike its victims with heavy objects at high velocities causing massive amounts of damage to the operator’s opponents.

The Trabuco require massive amounts of manpower. Soldiers would pull the smaller lever back to release stones and allow gravity to do the rest. Sources have reported that people would throw diseased bodies, human heads, prisoners and animals during the medieval times according to dicionarioinformal.com.br.

The Trabuco become obsolete once cannons and gunpowder were invented. The ancient war machine couldn’t compete with the efficiency of weapons such as cannons. The war machine revolutionized warfare with its heavy impact, accuracy and speed.

Source: http://pt.wowhead.com/item=65997/trabuco-do-tributo

All about Dick Devos

Dick Devos is the CEO of The Windquest Group, a company based on Grand Rapids for a number of businesses which include The Stow Company, Boxed Water is Better and Coppercraft Distillery, and also a one-time president of Amway, a company involved in direct sales, founded by his father Rich Devos. He is the husband of Betsy Devos, the US Education Secretary, the eldest son of Rich Devos and a firmly embedded aviation geek as well as a pilot.

 

In 1991, at the time he was the CEO of his family’s Amway, an idea of building a sports arena at the northern downtown was brought to him publicly in Grand Rapids and he was totally not for the idea. He was worried that the construction of the sports arena would cause damage to the downtown Grand Rapids. He campaigned against the construction of a convection arena and a number of business leaders who were pushing for the construction of the arena, performance hall, Michigan State medical school in the university, Grand Rapids City Market and the arena, formed a Grand Action.

 

Devos and his wife Betsy have done a lot in reforming institutions and changing policies to suit the needs of the society and their unquestionable political influence has come in handy in changing state laws that affect labour and education. Devos pushed for the formation of the law that stated clearly that union membership was no longer a requirement during employment, which transformed Michigan form the origin of organized labour to a state where everyone has the right to work. His wife pushed for the expansion of publicly funded private institutions.

 

He has done various charitable actions especially due to motivation from his wife and they have together helped families from poor backgrounds in ensuring their children get the best and safe learning facilities by providing sponsorship opportunities for such children. The family report to have donated over 138 million dollars to arts and culture, health services, leadership programs and churches from 1989-2015. During the construction of a children’s hospital named after his mother Hellen Devos in the Spectrum Health System, Dick and his wife lead in the donations in 2006.

 

His journey has had its equal share of challenges. Sometimes back, Devos sponsored an amendment of the constitution to give room for tax-funded vouchers for students so that they could attend private institutions but the voters rejected it. A few years later he contested for the governor’s seat against Jennifer Granholm and he lost. These challenges have only made him stronger and wiser in everything he does.

 

Dick has been passionate about education which is among Devos’s largest initiatives. He founded the West Michigan Aviation Academy in 2010, a charter school at Grand Rapids International Airport, that helps get students ready for the aviation industry. He played a major role in the convincing Southwest to give routes out of the Grand Rapids Airport, with a group of other business leaders, leading to the transformation of the Gerald R. Ford International Airport. He is a good person who is dedicated to seeing everything he touches prospers both in business and his community.

 

Follow Dick DeVos on Facebook.

Luiz Carlos Trabuco Cappi Gives Other Opportunities To Bradesco Customers

For years, customers who used Bradesco bank had to rely on the same opportunities. The company knew what they were doing, but they wanted to give them something different. Luiz Carlos Trabuco Cappi felt like he was the person who could change things.

He also felt there were opportunities he could use that would make the company better and that’s what he tried to do while he was helping the bank. Even though he first started out with Bradesco, he knew how to make it a better bank. He also knew things would change if he took things into his own hands and made the bank better. Bradesco became the second largest bank in Brazil.

Luiz Carlos Trabuco Cappi liked doing things differently. He liked making sure people saw him as a positive influence and that’s how he always put things into perspective for the company. By the time he looked at different options, he knew there were things that would continue getting better. He also knew the idea of helping people was something he could do differently if he had a chance to show others there were positive experiences people looked at. The way he did things was different from other people and it gave Luiz the ideas he needed to keep getting better.

Read more: Reforma da Previdência é essencial para melhora do crédito, diz Trabuco

While Luiz was growing at Bradesco bank, he was learning all the things that made him better at his job. He learned jobs besides his and tried focusing on different things that would help him see the positive experiences he could take advantage of. Luiz liked others to see what he was doing and always made sure he had a lot of visibility in the company according to valor.com.br. For Luiz, this made sense and it made it easier for him to try things the right way.

By the time Luiz Carlos Trabuco Cappi took the position of CEO at Bradesco bank, he felt he knew a lot about the company. He was the most qualified person at the bank and felt good about the opportunities he had to keep showing people they had a chance at a positive banking experience. Even though Luiz tried giving other people the chance to do things right, he knew he was the best fit for the job. There wasn’t anyone else who knew more about the bank or about how to try and help other people with the issues they faced on their own.

Despite running into some issues in the banking world, Luiz Carlos Trabuco Cappi felt like he had to try things that were better than other people realized. He also felt like he was doing the best job possible and things were getting better for Luiz. He knew the idea of helping was important and it was something he could do with the hard work he put into the business. It helped him see things were getting better and Bradesco was going to be the best thing anyone had ever experienced because of the way they did things on their own and the way they put more options into place.

Find more about Luiz Carlos Trabuco Cappi: http://economia.estadao.com.br/noticias/geral,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384