Learning About the Sandwich Generation

The Sandwich Generation may sound like a delicious food restaurant for lunch, but the reality is that this is actually not a place that most people want to be. Research from the polling firm Pew Research suggests that one in seven Americans fit into the category of the Sandwich Generation. It is a term used to describe a person between their late 30s and mid-50s who is providing financial assistance to both their parents and their children at the same time. It is a tough financial predicament that a lot of people find themselves in.

 

Causes of the Problem

Part of the reason for the rise of the Sandwich Generation has to do with the factors related to our economy. People are living longer than they ever did in the past, requiring significant spending on their health care as they age. At the same time, college tuition and housing costs are increasing, leading students to make sizable investments in their education before they begin their careers. Both seniors and students may rely on the Sandwich Generation for financial support during these times.

 

How to Prepare for This Situation

 

A lot of people want to protect themselves against the possibility of financial struggles as part of the Sandwich Generation. HCR Wealth Advisors is a registered investment advisory firm to which these people need to turn to.

 

The purpose of HCR Wealth Advisors is to develop strategies to help clients reach their financial goals. The firm’s advisors collectively have been helping clients with their investments for L for more than one-hundred years, establishing client trust and services through experience.

 

You could  guideyourself through the struggles of the Sandwich Generation, or you could take steps to prepare ahead of time. The choice is up to you of course, but most people would rather have a plan  to handle the obstacles.

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Traders at AvaTrade Review Get High Returns by Short-Selling

Traders that invest at AvaTrade are accomplishing high rates of return on investment by short selling various asset categories on the multi-asset online investment platforms. AvaTrade has grown tremendously over the last decade to 200,000 account holders that are performed over 2 million transactions monthly. Those transactions hold a value of over 60 billion dollars and are creating successful investment opportunities for both seasoned and novice investors alike.

 

AvaTrade was established in Ireland and is regulated by the Central Bank of Ireland and various other governing bodies that regulate the online investment industry. Furthermore, by providing safe ethical and reliable investment opportunities for traders, AvaTrade has established itself as one of the more favorable online trading brokers within the investment industry. AvaTrade performs transactions in multiple asset classes including bonds, equities, commodities, market stocks, Bitcoin, and other cryptocurrencies and various other asset categories. In fact, AvaTrade provides investment opportunities in over 250 asset categories from markets around the world. Especially, by providing a platform for investors to streamline their investing endeavors and creating an opportunity to invest in various asset classes with differing investment approaches, AvaTrade is establishing itself as one of the leaders in the multi-asset online investment platform arena. Furthermore, by allowing investors to invest in Short Selling in various asset groups, traders are able to invest in the fluctuations of various assets and create tremendous windfalls for themselves in the process.

 

Short Selling is the act of betting on the decrease in a particular stock or the increase in a particular stock and not in the actual asset itself. Betting on the fluctuation within the stock allows traders to capitalize on the movements and volatility of particular stocks based on analysis and research to predetermine outcomes and generate tremendous returns on investment. AvaTrade is making the process of investing in various asset classes easy for both novice and experienced investors by allowing them to Short Sell within their platform and create value without actually owning a particular asset.

Todd Lubar: Why Baltimore has a Better Future

Baltimore is an American city that is very famous because of its features. Many people call it the charm city. Unlike other areas of the country, Baltimore attracts the attention of young professionals living in the United States. In the recent times, there have been numerous reports claiming that the city has been losing its numbers when it comes to population. However, experts say that the city is doing so well if the young people continue to do what they are doing for the region. The economy of Baltimore has been doing so well in the recent times, and experts in the region say that this will affect the kind of future Baltimore is going to have. You can visit angel.co for more.

According to Inspirery, Todd Lubar has been living in Baltimore for a long time now, and he has watched how the young professionals keep coming into the city. As a real estate expert who understands the American market too well, Todd Lubar says that the demand for better and modern apartments is on the rise. As these apartments are built, there will be major development in the city. There will be more real estate companies turning up so that they can construct the kind of constructions the people are looking for. The city residents want nothing but only the best when it comes to the services they are being offered. At the moment, Todd Lubar says that Baltimore is more focused on improving the transport department so that the city can be easily accessed by people from all parts of the country. With the new developments, the city residents can comfortably relax and wait for more and better conditions. More people will come to invest in the town because it has all the features they are looking for. Check out Medium to see more.

Todd Lubar has been in the real estate since the year 1995, and this is why he is highly experienced when it comes to handling real estate investments. The businessman has founded several companies that deal with real estate, and most of them have been very successful. Todd is very hard working, and he is always looking for a way to make the lives of the people in the country better.

University Qualifications Bestowed Upon Carers At Sussex Heath Care Will Help Improve Lives

Several high-level qualifications were awarded to a number of staff at the Sussex Health Care by the University of Chichester. This was during a celebratory event held by the company in early 2015. A total of six workers received a Level 5 Diploma in Professional Practice in Social Care offered by the centre. The level 5 diploma from the University of Chichester were offered to six successful workers after taking part in a one year qualification exercise. The diploma offers an alternative route for social workers who have attained a Level 4 Registered Managers Award or a Higher Apprenticeship to access higher education. This will enable such persons to progress with their studies further and enable them pursue a BA degree.

Reactions and Overview of the Diploma Program

According to Pia Parry, the head of Childhood Social Work and Care at the institution of higher learning, all students who had no prior experience in higher education exceeded expectations by performing well. The students undertaking the diploma had to attend workshops conducted monthly and studied at their own time. The assignments were also 50% work-based in order to reduce the time that the staffs were away from their duties. This also made their studies have a real impact on their professional duties. The program was a joint venture between Sussex health Care and the university and was delivered at Warnham, West Sussex, the institution’s training academy.

According to wikipedia.org Anne Tuckley from the education department of Sussex Health Centre stated that they were deeply proud of the great achievement. She also added that the institution appreciated the challenge that came with learning while at the same time working. The six students were given their certificates together with over 80 others who had managed to earn various qualifications from level three to five in leadership and management, social care, activity therapy and hospitality. Dr. Shafik Sachedina praised his staff on their achievements and stated that their newly acquired wisdom and knowledge would help in improving the lives of their clients.

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About Dr. Shafik Sachedina

Dr. Shafik Sachedina was born in Tanzania, in the city of Dar-es-Salaam back in 1950. In 1975, Dr. Shafik Sachedina became a dental surgeon from the Guy’s Hospital Medical and Dental School at the University of London. He practiced as a dental surgeon in England for a number of years. Dr. Shafik embarked on a number of entrepreneurial ventures within the healthcare sector. He has previously worked with the Jamati and Aga Khan Institutions, but voluntarily as a way of maintaining his community’s tradition of offering voluntary service.

Search more about Shafik Sachedina: http://myfolio.com/ShafikSachedina

Waiakea Water Examined

Sustainable Waiakea Water is a quality volcanic water which contains essential minerals. This water comes from Hawaii and contains Potassium as well as Sodium which are considered important electrolytes. In addition, Waiakea Water also contains Calcium Chloride as well as Magnesium Chloride. Calcium and Magnesium when it is found in water keeps the body healthy and well hydrated.

Waiakea was founded in 2012 by Ryan Emmons. Its water is found on the Mauna Loa Volcano in the form of arctic moisture. This arctic moisture eventually turns into rain or snow as it reaches the mountain. Once the water is produced it is naturally filtered through lava rock. While the water is being filtered it is at that point it acquires various minerals.

Once Waiakea Water is produced in Hawaii it is bottled and shipped to the plant located in Culver City, California. Waiakea water has a simply unique and crisp taste.

Waiakea conducted a study and found that so many people worldwide do not have access to clean drinking water. Therefore, many children and adults are forced to drink and bathe in contaminated water. The end result is illness, poor health and even death. There are may countries in which access to clean water is almost impossible.

Giving Back to Those in Need

Waiakea is currently running a special program. For every liter of Waiakea water that is sold, Waiakea will donate one week of free water to those in need. Therefore, every time you purchase Waiakea water you are making a huge difference in the lives of those forced to use unclean and highly contaminated water. This is a way of giving back to those less fortunate.

In 2015 Waiakea was given the FABI Food & Beverage Innovation Award. This award was given to Waiakea for producing healthy and sustainable drinking water with a variety of health benefits.

Finally, Waiakea water is packaged and bottled in a way that will by no means harm the environment. Waiakea is a firm believer in recycling.

Dr. Avi Weisfogel: at the Intersection of Dentistry and Sleep Disorder Treatment

You wake up several times during the night. You notice that you are frequently coughing and have a sore throat in the mornings. You feel groggy, even after a full nights sleep. According to Dr. Avi Weisfogel, who is a dentist, this could be caused by sleep apnea.

Dr. Avi Weisfogel is actually a dentist but says dentistry can be very useful in the diagnosis and treatment of sleep apnea. Dr. Avi Weisfogel earned a Bachelor’s Degree in Biology and Psychology and went on to earn his Doctor of Dental Surgery credential at the University of New York.

Dr. Avi Weisfogel has always wanted to help people live a fuller, richer life. One of the ways he has done that is to try to figure out causes and treatments for sleep apnea and to see if the practice of dentistry could help him do that. He noticed that dentistry and its treatments can have a big effect on the outcome.

What is sleep apnea? Sleep apnea is when a person is sleeping and they have a pause in breathing. It could last for a few seconds to a minute. People who suffer from this usually wake up coughing in the middle of the night. By waking up many times through the night, a pattern of irregular sleeping occurs. This makes the person feel like they have not had any sleep. It also puts fear into the patient that they may stop breathing for good. This is a great concern and Dr. Avi Weisfogel wanted to try to pursue other avenues of treatment to see if his field of study could have a positive effect.

There are some treatments such as dental sleepwear and oral medicines that are normally used by dentists that are very helpful. The intersection of dentistry and polysomnography (the study of sleep disorders) provides a more in-depth treatment system and a plethora of options.

Top Highlights on Daniel Mark Harrison

Daniel Mark Harrison is a successful author, businessman, and entrepreneur. He graduated from the University of Oxford, where he earned a bachelor of arts in Theology. Daniel went ahead and attained a master’s in business administration at BI Norwegian Business School from 2005-2006 and a master’s degree in journalism. With all this information, he was determined that he had the skills to go places. He is currently the chairman and CEO of Daniel Mark Harrison & Co. He currently resides in Singapore, where he runs a family office. It does not stop there, Mr. Harrison is also a partnering with Blockchain Funding firm Monkey Capital and Fintech. The company is well known for providing unmatched services to all its customers. With the great partnership, the team has been able to provide the best in their field.

Daniel Mark Harrison was also a co-founder at Stanley Court Ltd for four years. The company is situated in Bangkok’s metropolitan area. At the company, he was crucial in marketing and fundraising. He also worked in Asian markets, an online platform where clients are provided with information online. Daniel also worked as head of private clients at St. Helens capital Plc. As seen earlier, he is also a writer; his works include Butterflies: the Strange Metamorphosis of Fact and Fiction in Today’s World and The Millennial Reincarnations. He has also contributed to publications such as Forbes, Thestreet.com, the wall journal, Portfolio magazine, BNET.com among others. He was the chief Editor in Marx Rand, which is a general news interest publication that focuses on exploring independent mind concepts.

Monkey Capital is his current project. Together they made history by being the pioneer in successfully selling pre-ICO options called COEVAL trading on waves Decentralised exchange. He even went a step ahead and acquired the domain name Monkey.com at a fee of $500,000; the site is set to provide the first 24 hours internet news. The company is rapidly becoming a leading name in Blockchain development. Monkey Capital has all the key elements of a successful crypto project. Its realistic plans and dedicated team will make certain that the company will expand its boundaries.

Louis Chenevert: Discipline, Innovation, and Balance

Louis R. Chenevert, former chairman and CEO of United Technologies Technologies (UTC), is not your typical businessman. Discipline, imagination, innovation, teamwork, and attention to detail drive his day-to-day dealings in business. The former president at Pratt and Whitney Canada ensured that UTC stayed afloat even as the American manufacturing sector took a nosedive plunge in the postwar era.

With sheer determination and the knowledge that if he failed the company would be out of business for the next 2-3 decades, the Canadian national turned around the profits at the $63 billion UTC industrial conglomerate by emphasizing innovation, teamwork, and a sense of purpose. He also retained engineering staff in the building and aerospace technologies field by redeploying them to headquarters instead of firing them as other players in the industry were doing.

Striking a Balance for Success

By ensuring that the company was successful in both building and aerospace technologies, the company was not affected by the cyclical nature of doing business in the industry. This way, whether commercial jets or military aircraft jet were in demand in the aerospace field, the company remained profitable all year round. Chenevert also ensured that UTC’s elevator and escalator component of the business thrived which increased the fortunes of the enterprise further.

Under his stewardship, instead of making losses as business analysts were predicting in the manufacturing industry, UTC doubled its shareholders’ returns and never missed a dividend payout. Discipline and excellent leadership skills ensured that shareholder values rose by 200% during his tenure. Functional and financial synergies in the company’s core businesses and balancing its portfolio of businesses saw the company move from strength to strength. Striking a balance in investment in new and already existing products also ensured that the firm did not lose out on returns if new technologies did not perform well.

Work Experience and Achievements

Before joining UTC, Chenevert worked at General Motors for 14 years. Between 2011 and 2012, he served as the Vice Chairman of the Executive Committee of the Business Council. He is currently the Exclusive Advisor at Goldman Sachs.

Among other achievements, Chenevert has been awarded the National Building Museum Honor Award, received an honorary doctorate from HEC Montreal, and also named the Person of the Year by Aviation Week & Space Technology magazine.

Nathaniel Ru co-founder of Sweetgreen’s

Nathaniel Ru was born in 1985 in Pasadena, CA. He has come to be known as being one of the co-founders of Sweetgreens. Ru graduated from Georgetown University with his B.S in Finance. It was after graduation that him and 2 of his Georgetown graduates was able to come together and start Sweetgreens.

 

Sweetgreens is known for being a restaurant that has a seasonal kitchen and focuses mainly on sustainability and local sourcing. The first location of Sweetgreens was located right at the heart of Georgetown. The restaurant has been able to expand into 27 different locations, located in 6 different states.

 

The 3 founders came up with the idea of Sweetgreens after they saw that their community needed more delicious, healthy and eco friendly restaurant options. In 2010 the 3 came together and was able the launch Sweetlife, this is one of the regions largest music and food festivals.. Each year there is over 20,000 people that is attracted to this event.

 

At Georgetown University,their senior year, is where the Sweetgreens dream started for the 3 founders. Just a short six years after that is when the Sweetgreens dream finally came to life. It so happened that the landlord at the tavern space was the same exact landlord as the apartment building right around the corner of where Ru and his friends use to live.

 

Currently, the owners of Sweetgreens is able to proudly say that they now have stores located right in the Northeast’s major cities and suburbs. This is one restaurant that isn’t going to stop till they reach the top. The restaurant has since then continued to serve healthy and fresh meals. Most of the healthy meals that Sweetgreens serves is made using ingredients that is bought from local farmers and purveyors.

 

The main goal of Sweetgreens has remained to be to make sure that each and every one of there stores lives up the Sweetgreens core values and also making sure that the customer leaves the restaurant highly satisfied. Sweetgreens is one restaurant that is going to go straight to the top of the food industry.

Think Business like Marc Sparks

A talk on ‘serial entrepreneur’ can be never enough without the mention of Marc Sparks, a self-made capital investor. Sparks has a great interest in start-ups and for over a decade now, he has set himself at par by enhancing collaboration and incubation of an idea that has the potential of growing into a business. The American businessman, as well as the owner of Timber Creek Capital Ltd, leaves nothing to chance in ensuring young businesses grow to become income generating companies. Learn more: http://thebrotalk.com/bro-recommendations/dallas-entrepreneur-marc-sparks-spills-must-visit-list-wineries-dfw/

For a business to be considered for funding, several factors are considered for example strategy on how the support will help the business to improve, the ability of your product to reach more customers as well attractiveness of the investment you want to set up. The main secret to getting the fund is about how to monetize the idea. When asked about the kind of businesses he would like to invest in, Sparks talks about the Business to Consumer model. He further explains that he would rather invest in a business that sells hundreds of one-dollar items in a day than to invest in a single million-dollar product.

Besides his entrepreneurship spirit, Sparks is largely involved in philanthropic activities in the Dallas area. One of his remarkable involvements is through Samaritan Inn which provides shelter for close to 160 homeless people. While in the house, the residents are nurtured for a period of five months. Further, he has helped build other homes such as Habitat for Humanity. Through the Spark Tank team, an initiative by Mark Sparks, Sparks awarded Mommies in Need a second grant in 2016 as they seek to help more families faced by a health crisis. Spark Tank uses a special model by giving organizations a chance to present their cases and also answer questions all of which tests their ability to bring change in the communities in the communities they serve. This program encourages social success and is a great initiative that has seen non-profit organizations receive funding and help to make them more accountable especially in the Dallas area. Learn more: https://classroomvoices.org/marc-sparks-risk-taker-in-and-out-of-business/

He counts on his faith, enthusiasm, tenacity, heightened the sense of urgency among others things in order to succeed in what he does. He starts each day by reading his favorite faith-filled Bible scriptures for about 15 minutes. Once in a while, he goes for a workout which gives him the enthusiasm to kick-start each day. In his book, They Can’t Eat You, Sparks give motivation from the journey that he has been through to become successful. It’s interesting to know that his journey started way back Austin while pursuing his high school diploma at his native land in. Learn more: https://www.amazon.com/They-Cant-Eat-Marc-Sparks/dp/0990495000